Budget Mastery Courses Starting Soon
Join fellow Filipinos in learning practical money management skills that actually work in our economic reality. Our next courses begin in September 2025.
Three-Month Budget Foundation Program
Start your financial journey with our comprehensive foundation course. You'll learn to create realistic budgets using Filipino income patterns, manage irregular earnings common in our job market, and build emergency funds that actually protect your family.
We focus on real situations like handling remittances, planning for school expenses, and managing seasonal income changes. No theoretical stuff that doesn't apply to how we actually earn and spend money here.
2025 Course Schedule
All courses run in the evening to accommodate working schedules. Weekend sessions available for major topics.
Budget Foundation for Families
Perfect for couples or single parents managing household expenses. Learn to track spending, plan for children's needs, and handle unexpected costs without stress. We cover real scenarios like dealing with medical emergencies and school fee planning.
Small Business Money Management
Designed for sari-sari store owners, freelancers, and small entrepreneurs. Learn to separate business and personal expenses, plan for inventory costs, and manage irregular income flows. Includes simple bookkeeping that actually works.
Emergency Fund Building Workshop
Short but intensive course on creating financial safety nets. Learn how much you really need, where to keep emergency money, and how to rebuild after using it. Practical strategies for different income levels.
Advanced Budget Strategies
For those who've completed foundation courses or have solid budgeting experience. Focus on optimization techniques, handling multiple income sources, and preparing for major life changes like buying property or retirement planning.
Maria Santos
Lead Budget Education Instructor
Maria spent fifteen years helping families in Iloilo manage their finances during her banking career. She understands the real challenges Filipino families face because she's lived them too. From raising three kids on a single income to managing her grandmother's medical expenses, she's used every budgeting technique she teaches.
Her approach focuses on what actually works in our culture rather than copying foreign financial advice that doesn't fit our reality. Students appreciate her honest approach and practical solutions.